Mu 2021, anthu ochita malonda akunja anali atafika pachimake pa ndalama zosinthira ndalama za RMB, abwenzi ambiri omwe anali kumbuyo kwa uthengawo anafunsa momwe angagwiritsire ntchito RMB yodutsa malire kuti alandire ndalama, nayi chidule chake. Zolumikizira Zamagetsi, Zolumikizira ziwiri za Pin, Zowunikira Zing'onozing'ono munda ukhoza kuyamba RMB yodutsa malire.
N'chifukwa chiyani mugwiritse ntchito RMB yodutsa malire?
Kodi ubwino wolandira katundu mu RMB yodutsa malire ndi wotani? Kwa anthu ochita malonda akunja omwe ndi olunjika kwambiri, chifukwa chachikulu ndichakuti athe kupewa chiopsezo cha kusinthana kwa ndalama —— kaya kusinthana kwa ndalama kukukwera kapena kutsika, sindidzapeza yuan yocheperako. Makampani ambiri ochita malonda akunja safuna kusinthana kwa ndalama kuti apeze ndalama, koma osati kuti adye phindu.
Mu zomwe zikuchitika panopa zokhudza kukwera kwa RMB, ndikofunikira kwambiri kupewa zoopsa kudzera mu RMB yodutsa malire.
Chifukwa chiyani mukunena zimenezo? Chifukwa chachikulu ndichakuti United States idatsegula makina osindikizira ndalama chaka chatha. Pofuna kupulumutsa chuma, liwiro losindikiza ndalama ku United States mu 2020 linali loyamba m'mbiri, ngakhale kuposa mavuto azachuma a 2008. Kuyambira Januwale mpaka Novembala 2020, ndalama zomwe zimapezeka ku United States zidakwera pafupifupi 24 peresenti!
Ndipo vuto lomwe ndalama zomwe United States inapereka mopitirira muyeso zikupitilira, likufunika kuti mayiko onse achite limodzi. Chifukwa dola ndi ndalama yokhazikika padziko lonse lapansi komanso ndalama yofunika kwambiri padziko lonse lapansi yosungira ndalama zakunja. Mu dongosolo lazachuma lomwe limayang'ana kwambiri madola, dziko lililonse limagawana mavuto okhudzana ndi kukwera kwa mitengo ya zinthu ku United States.
Kafukufuku waposachedwa wa Reuters pa akatswiri 85 ofufuza ndalama zakunja akuwonetsa kuti m'nthawi yochepa komanso yapakatikati, zinthu zonse zomwe zimapangitsa kuti yuan ikwere zipitilira, ndipo yuan ikuyembekezeka kukwera kufika pa 6.4 yuan pofika kumapeto kwa chaka cha 2021.
Kuneneratu zamtsogolo kungakhalenso kolakwika, koma ngati mugwiritsa ntchito RMB kusonkhanitsa ndalama zakunja, mungathe kamodzi kokha.
Ubwino wina wogwiritsa ntchito renminbi yodutsa malire ndi wakuti renminbi yodutsa malire imatha kusunga ndalama zosinthira, ndalama zogulitsira malonda, motero kuchepetsa ndalama zogulira.
Bambo Huang Hanzhou, omwe akhala akuchita bizinesi ku Southeast Asia chaka chonse, anati ngati mutchula ndalama mu madola aku US, kusiyana kwa ndalama zosinthira ndi 3.5% ndikofunikira pochita bizinesi ndi Indonesia, Thailand, Myanmar, Cambodia ndi mayiko ena, chifukwa mitengo yosinthira ndalama yomwe mabanki apakati, misonkho ndi mitengo yosinthira ndalama zachinsinsi zimalengeza ndi yosiyana. Pakadali pano, tikukulimbikitsani kuti chilengezo cha kutumiza kunja kwa RMB chodutsa malire chigwiritsidwe ntchito popewa kutayika kumeneku.
Chinanso chabwino ndi kulengeza kovomerezeka kwa Banki ya Anthu ya China pa Januware 4, yomwe, pamodzi ndi Komiti Yoona za Chitukuko ndi Kusintha kwa Boma, Unduna wa Zamalonda, SASAC, Banking and Insurance Regulatory Commission ndi Foreign Exchange Bureau, idapereka chidziwitso chokhudza kupititsa patsogolo ndondomeko ya RMB yodutsa malire kuti ithandizire malonda akunja okhazikika komanso ndalama zakunja zokhazikika, zomwe ziyamba kugwira ntchito pa February 4, 2021.
Chikalatachi chili ndi magawo asanu, omwe akuphatikizapo mfundo zisanu: kulimbikitsa milingo yapamwamba ya malonda ndi ndalama zothandizira kuthetsa mavuto a zachuma, kupangitsa kuti njira yothetsera mavuto a zachuma a RMB ikhale yosavuta, kukonza bwino kayendetsedwe ka ndalama ndi ndalama zothandizira mabungwe a RMB, kuthandizira kulandira ndi kulipira ndalama za RMB kudzera mu akaunti yaumwini, komanso kuthandizira kugwiritsa ntchito maakaunti a banki a RMB ndi mabungwe akunja.
Poyambira ndi poyambira pa malamulo atsopano ndikuthetsa vuto la mfundo zovuta komanso zopweteka zomwe zikuwonetsedwa ndi gulu lalikulu la msika, kutsegula "kilomita yomaliza" ya kutera kwa mfundo, ndikupititsa patsogolo mosalekeza mulingo wothandiza pakukhazikitsa mgwirizano wa RMB kudutsa malire pansi pa mfundo za zoopsa zomwe zingathe kulamulirika. Kupititsa patsogolo malingaliro a kupeza ndi kukhutitsidwa kwa mabizinesi.
Mwachitsanzo, akunenedwa kuti "pulojekiti yoyesera yothandiza pa malonda ndi ndalama iyenera kuchitika mdziko lonse". Potengera "Mfundo Zitatu za Makampani Owonetsera", mabanki akumaloko amatha kuthana mwachindunji ndi mgwirizano wa RMB wodutsa malire wa malonda ndi ntchito zamalonda zamabizinesi apamwamba potengera "pangano lolipira la RMB / mawu olipira" kapena malangizo olandirira ndi malipiro omwe aperekedwa ndi makampani apamwamba. Zisanachitike izi, njira zomwe zili pamwambapa zinali zoyeserera zokha m'dera lamalonda laulere.
Nthawi yotumizira: Januwale-11-2021