Masiku aposachedwapa, chifukwa cha momwe zinthu zilili ku Russia ndi Ukraine, mtengo wosinthira ndalama, zipangizo zopangira ndi zinthu zina zofunika kwambiri zokhudzana ndi ndalama zogulitsira zakunja zasinthasintha kwambiri. Kodi amalonda akunja tiyenera kuchita nawo bwanji kuti tipewe zoopsa? Cholepheretsa Choyimitsa Choyimitsa, Cholumikizira Chachikazi ndi Chowunikira njinga yamoto ziyenera kudziwika.
RMB impact 6.3 mark!
Pa tsiku loyamba la malonda chaka chino, chiwongola dzanja chapakati chinayikidwa pa 6.3794 poyerekeza ndi dola yaku US. Pa 1 Marichi, chiwongola dzanja chapakati chinayikidwa pa 6.3014 yuan, chomwe chinali chapamwamba kwambiri m'zaka zoposa zitatu ndi theka, chomwe chinakwera ndi ma basis point opitilira 700 kuyambira pachiyambi cha chaka.
M'miyezi iwiri yoyambirira ya 2022, kuyambira 18:00 pa February 28, RMB ya kumayiko ena inali pa 6.3074, kukwera ndi 1.03% pachaka; RMB ya kumayiko ena inafika pa 6.3089 mkati mwa tsiku, yotsika kwambiri inali 6.3275, kukwera ndi 0.86% pachaka.
Mukabweranso chaka chimodzi, phindu lidzatha.
Izi zimapangitsa kuti anthu ambiri amalonda akunja afune kulira.
Sitingathe kuletsa kufunsa kuti:
Chiwerengero cha dola chakwera kufika pa 96 (chapamwamba kwambiri kuyambira mu Julayi 2020), ndiye bwanji yuan sinapite mbali iliyonse?
Mkhalidwe wapadziko lonse watsika kwambiri ndalama kuchokera ku euro kupita ku won, nanga n’chifukwa chiyani yuan ikupitirirabe kukwera mtengo kwa zaka zinayi?
Izi zili choncho chifukwa, choyamba, mu theka lachiwiri la chaka chatha, makamaka mu kotala lachinayi, RMB idawonetsa kusiyana kosowa pakati pa dola yaku US ndi index ya DOLLAR, pomwe index ya dola yaku US ili yolimba, RMB ndi yolimba kuposa dola yaku US.
Kachiwiri, pakadali pano, ndalama zachikhalidwe zotetezedwa monga ntchito yotetezeka ya euro zinafooka, ndipo msika unayamba kufunafuna zinthu zatsopano zotetezedwa. Chifukwa cha malo okhazikika a chitukuko cha anthu ku China, mfundo zanzeru zachuma ndi ndalama komanso phindu lalikulu pa katundu, chuma cha RMB chikukondedwa kwambiri ndi amalonda apadziko lonse lapansi, ndipo chiwongola dzanja cha kusinthana ndalama chikukwera pang'onopang'ono.
M'kanthawi kochepa, chikhalidwe cha "malo otetezeka" cha katundu wa RMB ndi kufunikira kwa ogulitsa kunja kwa ndalama zogulira ndi kugulitsa ndalama zakunja chikuyembekezeka kuthandizira kusinthasintha kwamphamvu kwa ndalama.
Han Fuling, pulofesa wa zachuma ku Central University of Finance and Economics, anati kukula kwa malonda ochokera kunja kwa China kunafika pachimake mu 2021, ndipo kukula kwa malonda akunja kungachepe mu 2022. Atakhudzidwa ndi zinthu zina zokhudzana ndi izi, adaneneratu kuti kukwera kwaposachedwa motsutsana ndi dola, tsogolo lidzakhala lokhazikika, kusinthasintha kwa mbali ziwiri, kukwera ndi kutsika ndikwabwinobwino.
Ruble yatsika ndi 30%!
Kuyambira pomwe mkanganowu udayamba pa 24 February, ndalama ya ruble yaku Russia yakhala ikutsika mosalekeza.
Pa February 24, ruble yaku Russia inatsika kufika pa 1:86 poyerekeza ndi dola yaku US, mlingo wotsika kwambiri kuyambira Januwale 2016. Ruble inatsika kufika pa 1:99.99 poyerekeza ndi euro, mlingo wotsika kwambiri kuyambira Disembala 2014.
Koma ichi ndi chiyambi chabe. Pa 15:30 PM pa February 28, nthawi ya Beijing, ruble idatsika kufika pa 109 ruble motsutsana ndi 1 motsutsana ndi dola, kutsika ndi 30%, kupitirira malire ofunikira amaganizo a dola imodzi motsutsana ndi 100 ruble, ndikuyikanso mbiri yatsopano ya mbiri yakale.
Pa February 28, banki yayikulu ya ku Russia inakweza chiwongola dzanja kuchokera pa 9.5% kufika pa 20%. Chikalata chomwe banki yayikulu inatulutsa chinati chilengedwe chakunja cha chuma cha ku Russia chasintha kwambiri, ndi kukwera kwa chiwongola dzanja chachikulu chomwe cholinga chake ndi kusunga bata la zachuma ndi mitengo ndikuteteza ndalama zomwe nzika zimasunga kuti zisawonongeke. Dola linagwa poyerekeza ndi ruble banki yayikulu itakweza chiwongola dzanja, itatseka pa 94.6 ndikubwerera m'mbuyo ndi 13%.
Koma anthu okhala ku Russia ayamba kuima pamzere kupita ku ATM kuti akatenge ndalama zakunja ngati ruble ipitirira kutsika.
Pakadali pano ku Russia, kuyambira pa 27 February, mitengo yayikulu ya buledi, mazira, mkaka ndi zakudya zina zomwe zimagulitsidwa m'masitolo akuluakulu sinawonekere kukwera ndi kutsika, koma zida zapakhomo, mafoni am'manja, magalimoto ndi mitengo ina yamtengo wapatali komanso malonda zimakhudzidwa ndi kutsika kwa mtengo wa ruble, pakhala ophunzira ambiri ku Russia omwe adayambitsa zinthu zapamwamba pa nsanja yolumikizirana ndi anthu.
Kuchotsedwa kwa mabanki ena aku Russia mu njira yolipirira ya SWIFT kumatanthauza kuti kudzawachotsa mu njira yolipirira ya mabanki apadziko lonse lapansi ndipo sadzatha kulipira ndalama zodutsa malire, zomwe zingakhudze malonda apadziko lonse lapansi.
Chifukwa chake, pankhani ya malonda akunja, makasitomala ambiri aku Russia amabwera kudzafunsa ngati malipirowo angasinthidwe kukhala RMB; kumbali ina, makasitomala ambiri aku Ukraine ayimitsa maoda, ndipo makasitomala ambiri aku Eastern Europe (monga Poland) nawonso akukhudzidwa.
Kodi amalonda akunja amapewa bwanji chiopsezochi?
Pakadali pano, zoopsa zomwe makampani athu amalonda akunja akukumana nazo makamaka zili m'mbali zitatu:
01
Russia ili ndi pafupifupi 6% ya aluminiyamu padziko lonse lapansi ndipo pafupifupi 7% ya nikeli padziko lonse lapansi. Mavuto, chiopsezo cha kupezeka kwa zinthu pamsika chinawonjezeka, mitengo ya aluminiyamu, nikeli inakwera. Aluminiyamu, nikeli ndi zinthu zina zopangira zina zinakwera, ndipo mitengo yamakampani inakwera.
02
Kusinthasintha kwa mitengo yosinthira ndalama kumawonjezeka, ndipo ndalama zimakhala zovuta kuziwerengera.
03
Makampani ena akum'mawa kwa Ulaya akukhudzidwa ndi vutoli komanso kuchuluka kwa ndalama zomwe zagwiritsidwa ntchito, ndipo chiopsezo cha kusonkhanitsa kwathu chikuwonjezeka.
Tiyenera kukonzekera nthawi yomweyo m'magawo awa:
01 Kuwongolera zoopsa pakusinthana kwa ndalama
Kumvetsetsa mfundo zamkati za kusinthasintha kwa ndalama zosinthira ndalama za RMB, dola yaku US ndi euro;
Yankho loyenera pa kusinthasintha kwa mitengo ya kusinthana kwa ndalama za RMB kuti tipewe kuwononga phindu.
02 Kulamulira chitetezo cha kusonkhanitsa ndalama zakunja
Kusintha kwa SWIFT pambuyo pa kutuluka kwa Russia ndi mayankho;
Yankho lamtsogolo ku malonda aku Russia;
Malangizo olandirira malipiro kuchokera kwa makasitomala aku Eastern Europe.
03 Kuwongolera mtengo wa zinthu zopangira
Ndikofunikira kuyamba kukonzekera zinthuzo mwamsanga momwe zingathere.
Nthawi yotumizira: Marichi-07-2022